Business Banking
  

Commercial Checking Accounts

CSB Business Checking Account
A checking account with unlimited activity. Unlimited usage of Access 24.

Earnings Credit: This account features an earning credit which is applied to reduce or eliminate fees on the account.  If the earnings credit exceeds the fees for any period, you will be assessed no fees but you will not be paid, carry forward or otherwise receive credit for any excess earnings credit.

Earnings Credit Calculation: The earnings credit will be calculated by applying the periodic earnings credit rate to the average daily balance in the account for the period. At our discretion, the periodic earnings credit rate may change at any time. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing by the number of days in the period.  The period we use is the monthly statement cycle.

Minimum balance to open the account: You must deposit $100.00 to open this account.

Accrual of earnings credit on noncash deposits: Earnings credit begins to accrue no later than the business day we receive credit for the deposit on noncash items (for example, checks). Fees: A monthly maintenance fee of $15.00 will be charged each month.

A per deposit fee of $.25 will be charged for each deposit posted to the account.

Per withdrawal fee.......................................$.15 each
Per deposited item fee..................................$.10 each

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CSB Small Business Checking Account
A checking account for businesses which have a limited number of transactions.  Unlimited usage of Access 24.

Minimum balance to open the account: You must deposit $100.00 to open this account.

• Monthly maintenance fee $10.00
• An excess item fee of $.20 will be charged for each credit, debit and deposited item in excess of 125 during a statement cycle.

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Access 24
A 24-hour, 7 days a week customer inquiry system offering service from the convenience of home or office. You can get the information on the following transactions:

You can reach Access 24 by calling: 

Local (281) 328-8300 (local)
Long distance 1 (877) 328-8300 (long distance)

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